Are you in the market to take your gazelle intensity in the savings department to a new level? Before you hit the pavement looking for a new traditional local bank branch, consider moving your savings to an online bank! Online savings accounts tend to have the best rates and benefits. Overall, online banks provide an…
Category: Journey
APR vs. APY
We all know that an interest rate is important when it comes to loans for mortgages and school, but few people realize it’s just as important for your savings growth. One letter separates the meanings for each – APR or Annual Percentage Rate and APY or Annual Percentage Yield. While they are so close in…
5 Ways to Build Motivational Support
Your Motivational Guide: How to find your support when family + friends are not enough The weight of debt can be quite overwhelming but having a support system to cheer you on can make all the difference. Sometimes you may not have that support. Here are 5 ways I have experienced to build support surrounding…
Debt Diary #2
Our Debt Snowball/Baby Step No. 2 We used the debt snowball method to pay off our debts. It started with listing our debts highest to lowest then paid our lowest debt up to the highest debt. Each time we paid off a low ranking debt, we used the money that would have been used for…
Debt Diary #1
Why we started our path to be debt free. Cody and I noticed our income wasn’t working for us. Our bank accounts were separate and we were paying our bills like we were single. We each had car and motorcycle payment. I had TWO student loans and a medical bill debt that had already gone…
Our Debt Free Journey
Halejuah! We are debt free!! This may seem misleading but to be more specific, We are *Consumer Debt Free!! This means no more vehicle payments, credit card payments, student loan payments….get it? We are free from all debt that is consumable and does not appreciate. It wasn’t as easy get out of this debt as…