Dear Charlotte, You are the first person in the entire universe to know what my heart sounds like from the inside. You continue to grow into a smart and independent spit fire. Your personality is already so great and knows no bounds. I can only dream of what you will do with your future. Mommy…
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How We have a Net Worth > $250,000
4 TIPS WE FOLLOW Become Debt Free It has been a few years since becoming debt free. We had yet to have children and wanted to get rid of the student loan I brought to the marriage. We combined our incomes and managed to pay off over $46,000 within a year. Originally, I thought my…
Our 2nd Debt Free Anniversary!
Success can be measured on many different levels and we finally attained that little bit of success for which we were striving. Our desired aim was to become consumer debt free and we accomplished that goal February of 2018! 2 years later we are still consumer debt free, on the path to pay off our…
Why I Decided to Start Potty Training…….& Why I Quit!
Potty training is one of the most stressful times I have had as a parent. I was never one for patience but this task has given me a new definition of patience and consistency. Teaching a toddler something new that will last a lifetime is a pretty tense feat and the fact they don’t immediately…
Advantages to Banking Online
Are you in the market to take your gazelle intensity in the savings department to a new level? Before you hit the pavement looking for a new traditional local bank branch, consider moving your savings to an online bank! Online savings accounts tend to have the best rates and benefits. Overall, online banks provide an…
APR vs. APY
We all know that an interest rate is important when it comes to loans for mortgages and school, but few people realize it’s just as important for your savings growth. One letter separates the meanings for each – APR or Annual Percentage Rate and APY or Annual Percentage Yield. While they are so close in…
Flying With Baby
You think flying alone is stressful? Try flying with an infant. We have done it six times. Averaging about 1x a month as baby Char is 7 months old. We have a lot of family all over the United States and spending time with them is a priority when our jobs and wallets can…
5 Ways to Build Motivational Support
Your Motivational Guide: How to find your support when family + friends are not enough The weight of debt can be quite overwhelming but having a support system to cheer you on can make all the difference. Sometimes you may not have that support. Here are 5 ways I have experienced to build support surrounding…
Debt Diary #2
Our Debt Snowball/Baby Step No. 2 We used the debt snowball method to pay off our debts. It started with listing our debts highest to lowest then paid our lowest debt up to the highest debt. Each time we paid off a low ranking debt, we used the money that would have been used for…
Debt Diary #1
Why we started our path to be debt free. Cody and I noticed our income wasn’t working for us. Our bank accounts were separate and we were paying our bills like we were single. We each had car and motorcycle payment. I had TWO student loans and a medical bill debt that had already gone…